MICR Code: 141002014

Bank: State Bank of India
IFSC Code: Sbin0001840
MICR Code: 141002014
Address: 277 Ind Estate Area A Distludhiana, Punjab Ludhiana 141003
City: Ludhiana
District: Ludhiana
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141002014.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 014 represents branch. In our case branch is located at address 277 Ind Estate Area A Distludhiana, Punjab Ludhiana 141003.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.