MICR Code: 145002081

Bank: State Bank of India
IFSC Code: Sbin0002411
MICR Code: 145002081
Address: Dist Gurdaspur, Punjab 145024
City: Gurdaspur
District: Madhopur
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 145002081.

  • In this case first three codes 145 is city code and it represents city Gurdaspur.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 081 represents branch. In our case branch is located at address Dist Gurdaspur, Punjab 145024.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.