MICR Code: 221002039

Bank: State Bank of India
IFSC Code: Sbin0011862
MICR Code: 221002039
Address: Cholapur, Plot No747, Cholapur, Varanasi, Varanasi, Distvaranasii221101
City: Varanasi
District: Cholapur
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 221002039.

  • In this case first three codes 221 is city code and it represents city Varanasi.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 039 represents branch. In our case branch is located at address Cholapur, Plot No747, Cholapur, Varanasi, Varanasi, Distvaranasii221101.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.