MICR Code: 246002012

Bank: State Bank of India
IFSC Code: Sbin0012254
MICR Code: 246002012
Address: Rbo Kotdwara, Devi Road, Kotdwara, Distkotdwara 246149
City: Garhwal
District: Kotdwara
State: Uttarakhand

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 246002012.

  • In this case first three codes 246 is city code and it represents city Garhwal.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Rbo Kotdwara, Devi Road, Kotdwara, Distkotdwara 246149.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.