MICR Code: 712002603

Bank: State Bank of India
IFSC Code: Sbin0006195
MICR Code: 712002603
Address: Dist Hoogly, West Bengal 712613
City: Hooghly
District: Huglichinsurah
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 712002603.

  • In this case first three codes 712 is city code and it represents city Hooghly.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 603 represents branch. In our case branch is located at address Dist Hoogly, West Bengal 712613.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.