MICR Code: 700002140

Bank: State Bank of India
IFSC Code: Sbin0003142
MICR Code: 700002140
Address: 44, Garden Reach Roadkolkata
City: Kolkata
District: Rajabagan
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 700002140.

  • In this case first three codes 700 is city code and it represents city Kolkata.
  • Next three characters 002 represents bank State Bank of India.
  • Remaining characters which are 140 represents branch. In our case branch is located at address 44, Garden Reach Roadkolkata.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.