MICR Code: 686009103

Bank: State Bank of Travancore
IFSC Code: Sbtr0000138
MICR Code: 686009103
Address: P.B. No.1, Csi Buildings, Melukavumattom P.O. 686652 Melukavu@ Sbt. Co. In
City: Kottayam
District: Erattupetta
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686009103.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 009 represents bank State Bank of Travancore.
  • Remaining characters which are 103 represents branch. In our case branch is located at address P.B. No.1, Csi Buildings, Melukavumattom P.O. 686652 Melukavu@ Sbt. Co. In.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.