MICR Code: 686009153

Bank: State Bank of Travancore
IFSC Code: Sbtr0000105
MICR Code: 686009153
Address: 2P.B. No.1, Chalakuzhy Chambers, Erumeli P.O. 686509 Erumeli@ Sbt. Co. In
City: Kottayam
District: Erumely
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686009153.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 009 represents bank State Bank of Travancore.
  • Remaining characters which are 153 represents branch. In our case branch is located at address 2P.B. No.1, Chalakuzhy Chambers, Erumeli P.O. 686509 Erumeli@ Sbt. Co. In.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.