MICR Code: 686009804

Bank: State Bank of Travancore
IFSC Code: Sbtr0000976
MICR Code: 686009804
Address: St. John The Baptist Shopping Complex, Iii/453A ( Building No.), Pizhaku P.O. Meenachil 686651 Pizha
City: Kottayam
District: Ponkunnam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686009804.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 009 represents bank State Bank of Travancore.
  • Remaining characters which are 804 represents branch. In our case branch is located at address St. John The Baptist Shopping Complex, Iii/453A ( Building No.), Pizhaku P.O. Meenachil 686651 Pizha.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.