MICR Code: 360164002

Bank: The Cosmos Cooperative Bank Ltd
IFSC Code: Cosb0000070
MICR Code: 360164002
Address: Shop No 1, Anant Chhaya Complex, S No. 433/1 Opp Scheme No 22 Sub Plot No. 202 , Amin Road, Rajkot 360001
City: Rajkot
District: Rajkot
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 360164002.

  • In this case first three codes 360 is city code and it represents city Rajkot.
  • Next three characters 164 represents bank The Cosmos Cooperative Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Shop No 1, Anant Chhaya Complex, S No. 433/1 Opp Scheme No 22 Sub Plot No. 202 , Amin Road, Rajkot 360001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.