MICR Code: 390164004

Bank: The Cosmos Cooperative Bank Ltd
IFSC Code: Cosb0000063
MICR Code: 390164004
Address: Amit Commercial Complex, Ground Floor, Kareli Baugh, Vip Road, Vadodara ┬Û 390018.
City: Vadodara
District: Vadodara
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 390164004.

  • In this case first three codes 390 is city code and it represents city Vadodara.
  • Next three characters 164 represents bank The Cosmos Cooperative Bank Ltd.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Amit Commercial Complex, Ground Floor, Kareli Baugh, Vip Road, Vadodara ┬Û 390018..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.