MICR Code: 400164009

Bank: The Cosmos Cooperative Bank Ltd
IFSC Code: Cosb0000034
MICR Code: 400164009
Address: Meera Sagar Building, S. No.73, Plot No.958, P.T.-4, Nauroji Lane, Ghatkopar (W), Mumbai 400 086
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400164009.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 164 represents bank The Cosmos Cooperative Bank Ltd.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Meera Sagar Building, S. No.73, Plot No.958, P.T.-4, Nauroji Lane, Ghatkopar (W), Mumbai 400 086.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.