MICR Code: 400164012

Bank: The Cosmos Cooperative Bank Ltd
IFSC Code: Cosb0000042
MICR Code: 400164012
Address: Plot No.239, Richmond Heights, Ground Floor, Chembur, Central Avenue Road Mumbai 400 071
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400164012.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 164 represents bank The Cosmos Cooperative Bank Ltd.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Plot No.239, Richmond Heights, Ground Floor, Chembur, Central Avenue Road Mumbai 400 071.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.