MICR Code: 400164033

Bank: The Cosmos Cooperative Bank Ltd
IFSC Code: Cosb0000122
MICR Code: 400164033
Address: Om Siddhigiri Co- Op Housing Society Ltd, Shop No.1 To 5, Plot No.2, Girivihar Nagar, Near Shantivan, Shrikrishna Nagar, Sant Dyaneshwar Marg, Borivali- East, Mumbai-400066
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400164033.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 164 represents bank The Cosmos Cooperative Bank Ltd.
  • Remaining characters which are 033 represents branch. In our case branch is located at address Om Siddhigiri Co- Op Housing Society Ltd, Shop No.1 To 5, Plot No.2, Girivihar Nagar, Near Shantivan, Shrikrishna Nagar, Sant Dyaneshwar Marg, Borivali- East, Mumbai-400066.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.