MICR Code: 395048002

Bank: The Dhanalakshmi Bank Ltd
IFSC Code: Dlxb0000142
MICR Code: 395048002
Address: 3 Rd Floor, The Surat Vankar Sahakari Sangh Blg Opp. Reshamwala Market Ring Road, Surat, Gujarat
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395048002.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 048 represents bank The Dhanalakshmi Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address 3 Rd Floor, The Surat Vankar Sahakari Sangh Blg Opp. Reshamwala Market Ring Road, Surat, Gujarat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.