MICR Code: 686048602

Bank: The Dhanalakshmi Bank Ltd
IFSC Code: Dlxb0000048
MICR Code: 686048602
Address: P.B. No 1 Vaikom Kottayam Kerala
City: Vaikom
District: Vaikom
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686048602.

  • In this case first three codes 686 is city code and it represents city Vaikom.
  • Next three characters 048 represents bank The Dhanalakshmi Bank Ltd.
  • Remaining characters which are 602 represents branch. In our case branch is located at address P.B. No 1 Vaikom Kottayam Kerala.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.