MICR Code: 400048013

Bank: The Dhanalakshmi Bank Ltd
IFSC Code: Dlxb0000210
MICR Code: 400048013
Address: Ground Floor, Dhamankar Psd Plaza, Dhamankar Naka, Agra Road, Bhiwandi, Thane District, Mumbai, Maharashtra - 421 302
City: Bhiwandi
District: Bhiwandi
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400048013.

  • In this case first three codes 400 is city code and it represents city Bhiwandi.
  • Next three characters 048 represents bank The Dhanalakshmi Bank Ltd.
  • Remaining characters which are 013 represents branch. In our case branch is located at address Ground Floor, Dhamankar Psd Plaza, Dhamankar Naka, Agra Road, Bhiwandi, Thane District, Mumbai, Maharashtra - 421 302.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.