MICR Code: 400048001

Bank: The Dhanalakshmi Bank Ltd
IFSC Code: Dlxb0000164
MICR Code: 400048001
Address: Ground Floor, Janmabhoomi Bhavan, Janmabhoomi Marg, Fort, Mumbai-400 001
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400048001.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 048 represents bank The Dhanalakshmi Bank Ltd.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Ground Floor, Janmabhoomi Bhavan, Janmabhoomi Marg, Fort, Mumbai-400 001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.