MICR Code: 160051001

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0sector
MICR Code: 160051001
Address: The Jammu And Kashmir Bank Ltd, Sco 803-804, Sector 22A, Chandigarh, Pin Code 160022
City: Chandigarh
District: Chandigarh
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 160051001.

  • In this case first three codes 160 is city code and it represents city Chandigarh.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 001 represents branch. In our case branch is located at address The Jammu And Kashmir Bank Ltd, Sco 803-804, Sector 22A, Chandigarh, Pin Code 160022.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.