MICR Code: 132051102

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0karnal
MICR Code: 132051102
Address: Opp Bus Stand, Old Gt Road
City: Karnal
District: Karnal
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132051102.

  • In this case first three codes 132 is city code and it represents city Karnal.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Opp Bus Stand, Old Gt Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.