MICR Code: 190051088

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0gowhar
MICR Code: 190051088
Address: Gowharpora Chadoora
City: Budgam
District: Gowharpora Budgam
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 190051088.

  • In this case first three codes 190 is city code and it represents city Budgam.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 088 represents branch. In our case branch is located at address Gowharpora Chadoora.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.