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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. The Jammu & Kashmir Bank Ltd
  4. Jammu And Kashmir
  5. Handwara , South
  6. Kupwara
  7. MICR: 193051304

MICR Code: 193051304

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0hrhand
MICR Code: 193051304
Address: Hospital Road
City: Kupwara
District: Handwara , South
State: Jammu And Kashmir

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193051304.

  • In this case first three codes 193 is city code and it represents city Kupwara.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 304 represents branch. In our case branch is located at address Hospital Road.

How to find micr code (for example 193051304) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.