MICR Code: 193051003

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0khojbg
MICR Code: 193051003
Address: Main Khawaja Bagh
City: Baramulla
District: Khawaja Bagh Main
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193051003.

  • In this case first three codes 193 is city code and it represents city Baramulla.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Main Khawaja Bagh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.