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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. The Jammu & Kashmir Bank Ltd
  4. Jammu And Kashmir
  5. Kulgam
  6. Kulgam
  7. MICR: 192051304

MICR Code: 192051304

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0bagdad
MICR Code: 192051304
Address: Waltengo
City: Kulgam
District: Kulgam
State: Jammu And Kashmir

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 192051304.

  • In this case first three codes 192 is city code and it represents city Kulgam.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 304 represents branch. In our case branch is located at address Waltengo.

How to find micr code (for example 192051304) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.