MICR Code: 193051216

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0wawoor
MICR Code: 193051216
Address: Block Wawoora Tehsil Kupwara
City: Kupwara
District: Wawoora Kupwara
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193051216.

  • In this case first three codes 193 is city code and it represents city Kupwara.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 216 represents branch. In our case branch is located at address Block Wawoora Tehsil Kupwara.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.