MICR Code: 191051097

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0malroo
MICR Code: 191051097
Address: Malroo, District Srinagar,J And K Pin 190017
City: Srinagar
District: Zainakote
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 191051097.

  • In this case first three codes 191 is city code and it represents city Srinagar.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 097 represents branch. In our case branch is located at address Malroo, District Srinagar,J And K Pin 190017.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.