MICR Code: 431051003

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0aurang
MICR Code: 431051003
Address: Manas Apartment 5 Kushal Nagar Near Natraj Residency Jalna Road
City: Aurangabad
District: Aurangabad,Maharashtra
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 431051003.

  • In this case first three codes 431 is city code and it represents city Aurangabad.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Manas Apartment 5 Kushal Nagar Near Natraj Residency Jalna Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.