MICR Code: 400051010

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0bandra
MICR Code: 400051010
Address: 184 Ashra, Water Field Road, Bandra West
City: Mumbai
District: Bandra
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400051010.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 010 represents branch. In our case branch is located at address 184 Ashra, Water Field Road, Bandra West.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.