MICR Code: 400051003

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0kalbaa
MICR Code: 400051003
Address: 582/584, Jss Road, Chira Bazar
City: Greater Bombay
District: Kalbadevi
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400051003.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 003 represents branch. In our case branch is located at address 582/584, Jss Road, Chira Bazar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.