MICR Code: 141051003
| Bank: The Jammu & Kashmir Bank Ltd |
| IFSC Code: Jaka0ialudh |
| MICR Code: 141051003 |
| Address: Plot No.330, Industrial Area-A, Near Cheema Chowk |
| City: Ludhiana |
| District: Industrial Area Ludhiana |
| State: Punjab |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 141051003.
- In this case first three codes 141 is city code and it represents city Ludhiana.
- Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
- Remaining characters which are 003 represents branch. In our case branch is located at address Plot No.330, Industrial Area-A, Near Cheema Chowk.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details
I hope this clears doubts.