MICR Code: 145051002

Bank: The Jammu & Kashmir Bank Ltd
IFSC Code: Jaka0pathan
MICR Code: 145051002
Address: Gurdaspur Road
City: Gurdaspur
District: Pathankot,Punjab
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 145051002.

  • In this case first three codes 145 is city code and it represents city Gurdaspur.
  • Next three characters 051 represents bank The Jammu & Kashmir Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Gurdaspur Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.