MICR Code: 415488201

Bank: The Karad Urban Co-op Bank Ltd
IFSC Code: Kucb0488032
MICR Code: 415488201
Address: Swami Complex-2, Near Bhaji Market, Bazar Peth, Chiplun -415 605
City: Ratnagiri
District: Chiplun
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415488201.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 488 represents bank The Karad Urban Co-op Bank Ltd.
  • Remaining characters which are 201 represents branch. In our case branch is located at address Swami Complex-2, Near Bhaji Market, Bazar Peth, Chiplun -415 605.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.