MICR Code: 395313004

Bank: The Mehsana Urban Cooperative Bank Ltd
IFSC Code: Msnu0000032
MICR Code: 395313004
Address: Sasmi Bhavan, Cotsafil Main Road, Surat-395003
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395313004.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 313 represents bank The Mehsana Urban Cooperative Bank Ltd.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Sasmi Bhavan, Cotsafil Main Road, Surat-395003.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.