MICR Code: 132184002

Bank: The Nainital Bank Ltd
IFSC Code: Ntbl0kar116
MICR Code: 132184002
Address: S.C.O.31,32,33 Mughal Canal Market
City: Karnal
District: Karnal
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132184002.

  • In this case first three codes 132 is city code and it represents city Karnal.
  • Next three characters 184 represents bank The Nainital Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address S.C.O.31,32,33 Mughal Canal Market.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.