MICR Code: 395089002

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000149
MICR Code: 395089002
Address: 40/41, Higher Ground Floor, Raghunandan Textile Market, Ring Road, Salabatpura, Surat-395 002
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395089002.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address 40/41, Higher Ground Floor, Raghunandan Textile Market, Ring Road, Salabatpura, Surat-395 002.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.