MICR Code: 462089001

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000168
MICR Code: 462089001
Address: Surya Tower, E/5/7, Bitten Market, Arera Colony, Bhopal Madhy Pradesh 462016.
City: Bhopal
District: Bhopal
State: Madhya Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 462089001.

  • In this case first three codes 462 is city code and it represents city Bhopal.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Surya Tower, E/5/7, Bitten Market, Arera Colony, Bhopal Madhy Pradesh 462016..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.