MICR Code: 440827502

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0037004
MICR Code: 440827502
Address: Gawarishankar Gupta Complex, Main Road, Bhiwapur- 441201
City: Nagpur
District: Bhiwapur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440827502.

  • In this case first three codes 440 is city code and it represents city Nagpur.
  • Next three characters 827 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 502 represents branch. In our case branch is located at address Gawarishankar Gupta Complex, Main Road, Bhiwapur- 441201.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.