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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. The Shamrao Vithal Cooperative Bank Ltd
  4. Maharashtra
  5. Boisar
  6. Palghar
  7. MICR: 400089095

MICR Code: 400089095

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000186
MICR Code: 400089095
Address: Shop No. 1-3, Ground Floor, Survey No.121, Kalpavruksha C.H.S. Ltd., Ostwal Empire, Village, Saravali, Boisar, Palghar- 401404
City: Palghar
District: Boisar
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400089095.

  • In this case first three codes 400 is city code and it represents city Palghar.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 095 represents branch. In our case branch is located at address Shop No. 1-3, Ground Floor, Survey No.121, Kalpavruksha C.H.S. Ltd., Ostwal Empire, Village, Saravali, Boisar, Palghar- 401404.

How to find micr code (for example 400089095) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.