MICR Code: 400087009

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0013009
MICR Code: 400087009
Address: Shop No. 11 To 14 Chirag Chs. Ltd, Fadke Road, Dombivli (E)
City: Thane
District: Dombivli
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400087009.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 087 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Shop No. 11 To 14 Chirag Chs. Ltd, Fadke Road, Dombivli (E).

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.