MICR Code: 400089084

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000141
MICR Code: 400089084
Address: Gagangiri Opposite Hotel Prasad Tisgaon Naka Poona Link Road Kalyan East 421306
City: Thane
District: Kalyan
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400089084.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 084 represents branch. In our case branch is located at address Gagangiri Opposite Hotel Prasad Tisgaon Naka Poona Link Road Kalyan East 421306.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.