MICR Code: 415810202

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0006006
MICR Code: 415810202
Address: Shubham Apr. Karad Road, A/P Kherdi Pin Code-415604
City: Ratnagiri
District: Kherdi
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415810202.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 810 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Shubham Apr. Karad Road, A/P Kherdi Pin Code-415604.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.