MICR Code: 400089030
Bank: The Shamrao Vithal Cooperative Bank Ltd |
IFSC Code: Svcb0000030 |
MICR Code: 400089030 |
Address: Nirmala Memorial Foundation's College Of Commerce & Science, Asha Nagar, Kandivili(E), Mumbai-400 101. |
City: Greater Bombay |
District: Mumbai |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400089030.
- In this case first three codes 400 is city code and it represents city Greater Bombay.
- Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
- Remaining characters which are 030 represents branch. In our case branch is located at address Nirmala Memorial Foundation's College Of Commerce & Science, Asha Nagar, Kandivili(E), Mumbai-400 101..
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.