MICR Code: 400089032

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000032
MICR Code: 400089032
Address: Ground Floor, Shivani Sankul Vidyabhushan Shikshan Sanstha, Shiv Vallabh Cross Road, Ashok Van, Dahisar(E), Mumbai-400 068
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400089032.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 032 represents branch. In our case branch is located at address Ground Floor, Shivani Sankul Vidyabhushan Shikshan Sanstha, Shiv Vallabh Cross Road, Ashok Van, Dahisar(E), Mumbai-400 068.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.