MICR Code: 400801006

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0001005
MICR Code: 400801006
Address: Jijamata Vidyalaya Building, Pratap Nagar Road Naka, Bhandup (W), Mumbai 400 078.
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400801006.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 801 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 006 represents branch. In our case branch is located at address Jijamata Vidyalaya Building, Pratap Nagar Road Naka, Bhandup (W), Mumbai 400 078..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.