MICR Code: 400089082
Bank: The Shamrao Vithal Cooperative Bank Ltd |
IFSC Code: Svcb0000139 |
MICR Code: 400089082 |
Address: Hvps International School , Near Income Tax Quarters Oshiwara Mumbai 400053 |
City: Greater Mumbai |
District: Mumbai |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400089082.
- In this case first three codes 400 is city code and it represents city Greater Mumbai.
- Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
- Remaining characters which are 082 represents branch. In our case branch is located at address Hvps International School , Near Income Tax Quarters Oshiwara Mumbai 400053.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.