MICR Code: 400089063

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000075
MICR Code: 400089063
Address: Ground Floor, Krishna Retail Space, Opp. Kmpd School, Tulinj Road, Nallasopara ( East), Taluka Vasai, Dist Thane-401 209
City: Thane
District: Nallasopara
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400089063.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 063 represents branch. In our case branch is located at address Ground Floor, Krishna Retail Space, Opp. Kmpd School, Tulinj Road, Nallasopara ( East), Taluka Vasai, Dist Thane-401 209.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.