MICR Code: 422089002

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000100
MICR Code: 422089002
Address: L-15 &G-16, Utility Centre,N M C Sharanpur Rd, Nashik-422 001,
City: Nasik
District: Nashik
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 422089002.

  • In this case first three codes 422 is city code and it represents city Nasik.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address L-15 &G-16, Utility Centre,N M C Sharanpur Rd, Nashik-422 001,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.