MICR Code: 422089003

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000164
MICR Code: 422089003
Address: Parshwanath Chs Ltd, Near Symbiosis College, Plot No 29, Sector S.S.A.1N.H. Shrawan Sector, Ambad Cidco, Nashik-422 009
City: Nasik
District: Nashik
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 422089003.

  • In this case first three codes 422 is city code and it represents city Nasik.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Parshwanath Chs Ltd, Near Symbiosis College, Plot No 29, Sector S.S.A.1N.H. Shrawan Sector, Ambad Cidco, Nashik-422 009.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.