MICR Code: 411089003

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0000051
MICR Code: 411089003
Address: Shop No-9-14, Chaphalkar Centre, Near Hotel Utsav, Pune-411 037
City: Pune
District: Pune
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 411089003.

  • In this case first three codes 411 is city code and it represents city Pune.
  • Next three characters 089 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Shop No-9-14, Chaphalkar Centre, Near Hotel Utsav, Pune-411 037.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.