MICR Code: 415810051

Bank: The Shamrao Vithal Cooperative Bank Ltd
IFSC Code: Svcb0006013
MICR Code: 415810051
Address: Javkar Plaza, Block No.12&13, Near Jaystambh, Ratnagiri - 415 612
City: Ratnagiri
District: Ratnagiri
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415810051.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 810 represents bank The Shamrao Vithal Cooperative Bank Ltd.
  • Remaining characters which are 051 represents branch. In our case branch is located at address Javkar Plaza, Block No.12&13, Near Jaystambh, Ratnagiri - 415 612.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.